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隨著我國財政支持資金渠道的增多，企業申報的財政支持項目越來越多。我們10多年來為相關企業申報成功的項目近千個，目睹很多中小企業通過申報項目從而使企業增加了見識，培養了人員，提高了自身素質，在外因資金扶持和內因企業管理加強的綜合作用下，大大提高了企業發展速度。但是，仍有很多企業仍不熟悉申報程序，經常出現符合申報條件的項目漏報、或者報了沒有把握好申報要求，在具備條件的情況下享受不到國家扶持政策，針對這些問題，我們總結多年來的申報經驗，對申報項目的注意事項做重點介紹，研究討論提高項目申報水平的方法和手段</span></p> </div> <div class="tabdiv dn w1200"> <h3 class="tc">認證代辦</h3> <p><span>是為生產業、制造業企業提供產品認證、管理體系認證等認證，有效</span><span>幫助企業建立健全存效的質量體系，有效</span><span>提高企業產品在國際市場上的競爭能力。</span></p> </div> <div class="tabdiv dn w1200"> <h3 class="tc">e商通</h3> <p> 面向中小企業的進出口流程外包服務平臺，通過互聯網（IE+IT）一站式為中小企業和個人提供通關、物流、外匯，退稅、金融等所有進出口環節服務。同時，也是國內首創司內設置中國銀行外匯結算網點，為中小企業外貿的出口退稅、進口開證和出口信用證打包貸款提供無擔保、無抵押、0門檻的融資信貸服務</p> <p><strong><em>1</em></strong><strong><em>、超級信用證</em></strong></p> <p> A、阿里巴巴一達通超級信用證服務分為兩個方面：</p> <p> ①基礎服務：專家團隊免費審證、制單，規避信用證軟條款、不符點；并對開證國家和銀行，做專業資質評估，全面把控風險。</p> <p> ②融資服務：</p> <p> ⑴打包貸款（備貨期間融資）：收到正本后，<span>2</span>個工作日內到賬。最高額度￥<span>500</span>萬，利率低至<span>0.027%/</span>天。</p> <p> ⑵交單后貸款（發貨交單后提前收款）：交單后，<span>2</span>個工作日內到賬。最高額度￥<span>1000</span>萬，并可買斷收匯風險。</p> <p>B、超級信用證流程</p> <p> <span>Step1</span>: 完成一達通準入及簽約預審<span> </span><span><br /> Step</span>２<span>: MO</span>自助系統“信用證‘模塊下載開證指示及<span>PI</span>模版，約定一達通為信用證受益人，（如無需一達通協助蓋章，<span>PI</span>無需使用一達通模版）<span> <br /> Step</span>３<span>: </span>聯系買家向開證行索取信用證草稿（<span>LC DRAFT</span>）<span> <br /> Step4: </span>收到信用證草稿后，<span>MO</span>自助<span> [</span>信用證?？?span>] </span>上傳草稿（拍檔系統可代操作）。<span> <br /> Step5: </span>信用證組收到系統提交的信用證草稿，<span>1</span>個工作日內給出審核意見，審核意見包括開證行資信<span>+</span>條款提示，結合意見貴司與買家溝通更改或調整。<span> <br /> Step6</span>：貴司聯系海外家開證行，在<span>MO</span>自助<span>--[</span>草稿模塊<span>]</span>—正本登記，登記信用證號碼<span>+</span>金額，等待正本匹配<span> <br /> Step7: </span>申請打包貸款授信<span> </span>，<span>MO</span>系統<span> [</span>金融?？?span>] </span>提交申請并下載１<span>.</span>《基礎融資服務協議》（正本）２<span>.</span>企業及法人征信書（正本），按系統提示寄出。<span> <br /> Step8</span>：正本匹配成功（或認領）后<span>2</span>個工作日，信用證組發出正本操作提示，內容包括正本<span>COPY+ </span>船期提示<span>+</span>文件要求<span>+</span>提單樣件（用于貴司定艙時使用）<span> <br /> Step9</span>：<span> </span>申請打包貸款支用<span> </span>，獲得打包授信額的客戶，<span>MO</span>系統<span> [</span>金融?？?span>]-</span>選擇信用證號碼（系統自動給出融資天數及可貸金額）<span>-</span>提交（如無更改，當天放款）<span> <br /> Step10</span>：生產備貨完畢，在平臺下基礎委托單，選擇信用證收匯，關聯信用證號碼<span> <br /> Step11</span>：報關放行后，<span>MO</span>自助系統提交此單的物流信息表<span>+</span>發票<span>+</span>裝柜信息，信用證組收到后會郵件與貨代聯系核對提單。<span> <br /> Step12</span>：提單確認后，信用證組在系統上傳一次性產地證，保單（如有）的模版，由服務人員下載補充內容，協助確認正本。<span> <br /> Step13: </span>其它單據制作及確認（<span>3-5</span>天），<span> <br /> Step14</span>：全套正本單據收齊后，單據審核，如有不符點，客戶簽回不符確認出單函<span> <br /> Step15</span>：銀行交單—交單<span>COPY</span>系統上傳—<span>MO</span>系統可下載。<span> <br /> Step 16</span>：<span> </span>融資<span>/</span>買斷申請<span> </span>，<span>MO</span>系統<span> [</span>金融?？?span>]-</span>選擇信用證號碼<span>+</span>交單批次號（系統自動給出可融資類型及融資比例）<span>--</span>選擇并提交（如無更改，當天放款）<span> <br /> </span>（注：有做打包貸款支用的信用證，<span> </span>為避免打包貸款逾期導致系統凍結，建議申請出貨后融資還打包貸款）<span>(</span>系統自動）<span> <br /> Step17: </span>外匯回款<span>,</span>融資服務費結算。</p> <p>*注：全程有拍檔輔助跟蹤，無需擔心流程問題。</p> <p> C、關于超級信用證服務費</p> <p><strong> </strong><strong>①信用證基礎服務一達通免收服務費：<span>0</span>服務費</strong><br /> <strong>②信用證基礎操作銀行方面相關費用，按約定方式收取，具體名細如下：</strong></p> <table width="557" style="border-color: black; margin-left: auto; margin-right: auto;"> <tbody> <tr> <td width="31"> <p>序號</p> </td> <td width="95"> <p>費用項目</p> </td> <td width="160"> <p>業務處理銀行</p> </td> <td width="270"> <p>收費標準</p> </td> </tr> <tr> <td rowspan="2" width="31"> <p>1</p> </td> <td rowspan="2" width="95"> <p>信用證通知費</p> </td> <td width="160"> <p>中國銀行深圳分行</p> </td> <td width="270"> <p>￥<span>200.00</span></p> </td> </tr> <tr> <td width="160"> <p>中國銀行深圳分行以外銀行</p> </td> <td width="270"> <p>￥<span>300.00</span></p> </td> </tr> <tr> <td rowspan="2" width="31"> <p>2</p> </td> <td rowspan="2" width="95"> <p>信用證修改通知費</p> </td> <td width="160"> <p>中國銀行深圳分行</p> </td> <td width="270"> <p>￥<span>100.00</span></p> </td> </tr> <tr> <td width="160"> <p>中國銀行深圳分行以外銀行</p> </td> <td width="270"> <p>￥<span>150.00</span></p> </td> </tr> <tr> <td width="31"> <p>3</p> </td> <td width="95"> <p>單據議付費</p> </td> <td width="160"> <p>不分單據處理銀行</p> </td> <td width="270"> <p>交單金額<span>*0.125%</span></p> <p>（按照單據同幣種收取，最低<span>RMB300.00</span>）</p> </td> </tr> <tr> <td width="31"> <p>4</p> </td> <td width="95"> <p>單據<span>DHL</span>郵寄費</p> </td> <td width="160"> <p>不分單據處理銀行</p> </td> <td width="270"> <p>不分單據處理銀行，以銀行實際收取的<span>DHL</span>郵寄費用為準</p> </td> </tr> <tr> <td width="31"> <p>5</p> </td> <td width="95"> <p>國外行扣費</p> </td> <td width="160"> <p>信用證開證銀行</p> </td> <td width="270"> <p>信用證開證銀行，以國外銀行實際收取的費用為準</p> </td> </tr> </tbody> </table> <ol start="3"> <li><strong> </strong><strong> </strong><strong>信用證融資相關費用，根據不同融資需求產生不同融資服務費，具體明細如下：</strong></li> </ol> <table style="margin-left: auto; margin-right: auto; width: 554px;"> <tbody> <tr> <td style="width: 136px;"> <p>信用證打包融資（出貨前）</p> </td> <td style="width: 324px;"> <p>0.04%/天<span> </span>（按天收?。?/p> </td> <td style="width: 93px;"> <p>最長不超過<span>90</span>天</p> </td> </tr> <tr> <td rowspan="3" style="width: 136px;"> <p>信用證買斷（出貨后）</p> </td> <td style="width: 324px;"> <p>即期、假遠期、遠期<span>0-20</span>天：<span> 0.8% </span>（一次性收?。?/p> </td> <td rowspan="4" style="width: 93px;"> <p>最長不超過<span>180</span>天</p> </td> </tr> <tr> <td style="width: 324px;"> <p>遠期<span>21-180</span>天：<span> 0.036%/</span>天<span> * </span>天數<span> </span>（一次性收?。?/p> </td> </tr> <tr> <td style="width: 324px;"> <p>遠期信用證承兌后買斷：<span> 0.025%/</span>天<span>*</span>天數<span> </span>（一次性收?。?/p> </td> </tr> <tr> <td style="width: 136px;"> <p>信用證融資（出貨后）</p> </td> <td style="width: 324px;"> <p>0.03%/天<span> </span>（按天收?。?/p> </td> </tr> </tbody> </table> <p> </p> <p><strong><em> 2</em></strong><strong><em>、流水貸</em></strong></p> <p> 一達通流水貸（以下簡稱“流水貸”）是面向使用阿里巴巴一達通出口基礎服務的客戶，基于客戶近半年外貿出口流水（近<span>6</span>個月可核實出口的貿易流水，就是海關<span>IC</span>卡的數據），轉換成流水貸產品授信額度。簡而言之，就是將之前半年的出口數據轉化成貴司在一達通的授信額度（可支用額度）采數方式：出口<span>1</span>美元<span>=0.8</span>元人民幣</p> <p> *優點：無抵押、免擔保、純信用貸款服務，由銀行直接對企業發放授信，真正實現“信用<span>=</span>財富”</p> <p> ①流水貸準入條件</p> <p> 基礎準入條件如下：<span><br /> 1</span>）企業工商注冊年限在<span>1</span>年以上，信用良好；<span><br /> 2</span>）企業已簽約為阿里巴巴一達通合作會員；（之前幫貴司過了雙審就是會員了）<span><br /> 3</span>）未被列入阿里巴巴集團、螞蟻金服的重要違規、違約客戶黑名單中；<span><br /> 4</span>）自身及關聯公司不涉及大宗商品（鋼貿、金屬、煤炭、建材、印刷、紙張、木材行業、糧食、小貸公司、房地產業務等。</p> <p> 5）當前沒有未完結的法院執行，且過往沒有大額法院執行記錄；<span><br /> 6</span>）當前企業或企業實際控制人信用良好；<span><br /> 7</span>）實際控制人愿意簽署連帶擔保合同。<span><br /> </span>備注：企業的實際控制人認定為最大個人股東。</p> <p> ②關于貸款費用</p> <p> </p> <p> 利率：</p> <p> 1）一達通全額擔保模式下，客戶的年化利率有<span>10%</span>、<span>12%</span>、<span>14%</span>三個檔，客戶提交申請資料后，審批人依據風控模型進行綜合評分，然后結合評分對客戶利率進行定價。</p> <p> 2）銀行利率（年化）：<span>5%</span>左右</p> <p> 3）一達通服務費<span>=</span>提款金額<span>*</span>（貴司年化利率<span>-</span>銀行利率）<span>*</span>融資天數<span>/360</span></p> <p>③用款時間：</p> <p> 1）授信總額度：<span>1</span>年</p> <p> 2）單筆支用：<span>2-6</span>個月</p> <p>④還款方式：</p> <p> 1）隨借隨還：利息隨本金到期一起收取</p> <p> 2）固定期限：實行部分服務費用預扣，其他部分按月支付</p> </div> </div> </div>  <div class="footer_out container-fluid">  <div class="cont_us2 m0a"> <div class="m0a hbox3 tc"> <h2>聯系我們</h2> <span>CONTACTUS</span> </div> <div style="width:100%;height:330px;border:0;overflow-y:hidden;overflow-x:hidden;"><!DOCTYPE html> <html> <head> <meta http-equiv="Content-Type" content="text/html; charset=utf-8" /> <meta name="viewport" content="initial-scale=1.0, user-scalable=no" /> <style type="text/css"> body, html, #allmap { width: 100%; height: 100%; overflow: hidden; margin: 0; font-family: "微軟雅黑"; } </style> <script type="text/javascript" src="http://api.map.baidu.com/api?v=2.0&ak=QOeopdIBagiv9lZ4Yzc4LGD1szoTntFG"></script> <title>地圖展示